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The Robot Exclusion Standard, also known as the Robots Exclusion Protocol or robots.txt protocol, is a convention to prevent cooperating web spiders and other web robots from ...
http://en.wikipedia.org/wiki/Robots_exclusion_standard
Information on the robots.txt Robots Exclusion Standard and other articles about writing well-behaved Web robots.
http://www.robotstxt.org/
Information about robots exclusion protocol. ... Ultraseek Search Engine Robot Exclusion Search Customization Contact Us
http://www.bridges.state.mn.us/robots.html
The Robot Exclusion Standard is perhaps your one chance to communicate directly with the search engines - learn how to use it to your benefit.
http://www.helpforwebbeginners.com/webmasters/robot-exclusion-standard.html
A Standard for Robot Exclusion Table of contents: Status of this document Introduction Method Format Examples Example Code Author's Address Status of this document
http://www.robotstxt.org/orig.html
The Robot Exclusion Standard, also known as the Robots Exclusion Protocol or robots.txt protocol, is a convention to prevent cooperating web spiders and other web robots from ...
http://robotstxt.info/
Robots.txt, Robots Exclusion Protocol and stands information page.
http://robotsexclusionprotocol.com/
In the spirit of making the lives of webmasters simpler, Microsoft, Yahoo and Google are coming forward with detailed documentation about how we implement the Robots Exclusion ...
http://www.bing.com/community/blogs/webmaster/archive/2008/06/03/robots-exclusion-protocol-joining-together-to-provide-better-documentation.aspx
Describes the META Robots tag contents and implications for search indexing robots. Robots Exclusion Protocol (REP) Page Links to definitive sources on the Robots Exclusion ...
http://www.searchtools.com/robots/robots-txt.html
A proposed update to the Robot Exclusion Standard. ... Updates of this draft Updates as of 11:40pm EST November 5, 2002: Updated links to external documents due to link rot
http://www.conman.org/people/spc/robots2.html

Home Improvement Loans - Choosing Secured Loans or Unsecured Loans

When a home needs some maintenance work carried out, an ideal way to ensure this can be achieved is by arranging a remodeling program, providing you can raise the finance; the easiest way to refresh a tired looking house is to arrange a home improvement loan. Home improvements can be costly, involving contractors, supplies, and tradesmen such as carpenters, plumbers, roofers, and electricians.

Two types of home improvement loan exist; secured loans which are based on the equity in the property and those that require no security at all. Fortunately loans that do not require the home itself as equity are even available to brand new homeowners. The maximum period for finance without any form of equity can be up to fifteen years.

There are, however county limits on how much money can be borrowed when it is for no equity finance and a lower limit imposed by the lenders which takes into account the joint income of both owners. The loan process for people applying for a no equity loan is minimal even though the property and type of improvements planned are looked into.

Remember a secured home improvement loan is using spare equity in your property but this course of action is not for everyone. This is not the same as your original mortgage; instead, it is an additional loan that is often easier to obtain and process compared to a regular mortgage; usually providing lower interest rates than other types of finance.

Still before a secured loan can be arranged, the equity available in your home will need to be agreed upon by the lender. The lenders need to be assured that there is in fact equity in your property and that any loans already outstanding will not interfere with any new arrangement made by them if they agree to a loan.

After this has taken place, the lenders will put a package forward which may not necessarily be for the full amount the homeowner wanted. It is never a good idea to lend more than the property is worth although a few lenders do, which often causes problems if property prices fall; fortunately most will only lend to the top value of the property.

When you arrange a loan this way, the lender has a claim on your home should you fail to meet payments, so only borrow judiciously and consider your ability to pay it back. Home improvement loans can be a wonderful way to tidy up an aging home but remember that they need to be paid off and if you are likely to struggle, reduce the amount you want to borrow.

Rob Greenhalf

http://www.allthefactsabout.com/mortgages/For Free Impartial Advice on Choosing Your Ideal Mortgage that will Save You Money.

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